Lack of snow tires does not automatically void coverage.

While ICBC recommends the use of snow tires in snowy conditions, and driving without proper winter tires may not be the safest decision, it does not affect a customer's eligibility to make a claim and it does not void the driver's insurance (although it could lead to ticketing by law enforcement).

In the event of a claim, the act of not having or using the appropriate equipment doesn't automatically mean a driver will be deemed at-fault. However, drivers involved in a crash who were not using snow tires or chains when appropriate may be deemed negligent, and could lose their discount and face higher insurance premiums on their next renewal.